This benefit pays a percentage of the sum insured if the insured dies or is dismembered in an accident. The percentage of the benefit paid varies depending on the loss sustained by the insured and is 100% payable in the event of accidental death.
 
Issue Ages - (Age nearest)
 

• 15 days to age 60 
   

Benefit Amount
 

• minimum: $10,000
• maximum: the lesser of :
   
  • $500,000
  • 100% of the total amount covering the insured
     

Benefit Cost
 

• Fixed - Guaranteed
• Ceases to be payable on death or when the insured turns 70
   

Termination of Coverage

The earliest of:
 

• the insured's 70 birthday
• the death of the insured
• the date the contract is terminated
   

Characteristics

In the event of dismemberment, 50% of the benefit will be paid, to a maximum of 100% in the event of multiple losses, or death, sustained in the same accident (see list of covered limbs in the contract).The benefit may be doubled in certain circumstances (e.g. accident aboard public transportation).

A benefit is payable for each loss providing that they result from a separate accident.