The Helios guaranteed investment funds Contract allows your clients to protect their Deposits against market downturns and benefit from upturns. It also allows them to benefit from guaranteed retirement income for as long as they need it.

The Helios Contract provides a choice of three Core Guarantees and two Optional Guarantees to meet your clients’ individual needs and secure their retirement plans.

Helios also offers them 33 investment Funds to help make their money grow.

Core Guarantees

Depending on their maturity and death benefits, these Core Guarantees will protect your clients’ Deposits against market downturns.

With its Guarantee 100/100 r, Helios is the only GIF contract in Canada to offer a reimbursement of a portion of the fees paid by the Client for the Maturity Benefit.

Optional Guarantees

These Optional Guarantees offer your clients guaranteed and predictable income for their most active retirement years (GMWB) or for life (GLWB). No matter what the markets do, your clients’ income will never go down. Plus, they’ll also benefit from resets every year when the markets are up.

Bonus!
When your clients add either one of these Optional Guarantees to their Helios Contract, they’ll be eligible for a 7% bonus for the first 10 years as long as no withdrawals are made.

Investment funds

Desjardins Financial Security Guaranteed Investment Funds offer a selection of 33 Funds, including 6 portfolios of Funds and 27 individual Funds to help your clients’ money grow.