Underwriting

Medical Underwriting

Sum Insured

Requirements

$0 to $99,999

Non-Medical*

$100,000 to $250,000

Non-Medical*

For 15 to 17, urine is
also required

$250,001 to $500,000

Individual consideration

* In some cases, APS (Attendant Physician Statement) can be required.

Financial Underwriting

Sum Insured

   Requirements

$0 to $100,000

·         No CI coverage is required on parents

·         All children (brothers and sisters) must be covered for the same amount of Critical illness insurance.

$100,001 +

·         The critical illness amount should not exceed 50% of the parent critical illness coverage

·         Company will ask information about in-force CI, DI and life insurance on parents, brothers and sisters

 

Last Update: September 5, 2007
 
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