Age based requirements table
Age
Underwriting requirements
Up to 70
Independent Living Application
Phone History Interview (cognitive screen)
71 to 80
Face-to-face interview (cognitive screen)
Medical records
The telephone interview is used to confirm application information and medical history. The interview also contains a cognitive exercise.
Pre-screening guide - color 13 pages - 308 kb
Pre-screening guide - black and white 13 pages - 1.2 Mb
Pre-screening guide - work sheet 1 page - 50 kb
Reference Guide - Long term care
This guide will assist you by providing information regarding the policies and procedures used to underwrite the Independent Living Long Term Care protection.
Long Term Care Reference Guide 47 pages - 250 kb
Long term care underwriting interview letterTool that prepares clients for an underwriting interview. For clients that have completed an application form.
Independent Living - LTC Underwriting Interview Letter - 06231E 2 pages - 153 kb
