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Desjardins Financial Security (DFS) is proud to partner with M.R.S. Trust Company (MRS Trust) to bring you Leverage Loans. In addition to providing interesting tax advantages to your clients, investment loans can be an excellent strategy to reach their goals faster.
Leverage
The more your clients invest, the harder their money works for them. An investment loan can be a great way to add a tidy sum to their portfolio in one step, helping their savings to grow faster.
Interest deductions
Interest paid on a loan taken out for investment purposes is generally tax-deductible – an attractive tax benefit which will reduce the actual cost of your clients' loan.
Guarantee 100/100 r
complements an investment loan perfectly
Guarantee 100/100 r under the Helios Contract is an especially attractive option for investment loans. Since it includes a 100% guarantee at maturity[1], if the Market Value of your client’s investments is less than the loan principal, your client will be happy to know that he can cover the loan using the guaranteed value after 10 years[2].
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Reimbursement of fees: A first in Canada! |
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The Guarantee 100/100 r[3] of the Helios Contract reimburses a portion of the fees[4] paid by your client to protect his/her capital. This allows your client to take advantage of one of the best-priced guarantees on the market! |
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[1] |
Each Deposit matures 10 years after the date it was made. Please refer to the Contract and Information Folder which explains the rules governing Deposits, Death Benefits and Guarantees. |
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[2] |
If no units are redeemed between the initial Deposit Date and the Deposit Maturity Date. |
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[3] |
Every 10 years after making a Deposit, your client will be reimbursed 30% of the fees paid for this guarantee, if the Market Value is equal or higher than the guaranteed value of your client's investment. |
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