The Desjardins Financial Security Planned Gift is a life insurance product which meets donors' and charity charitable organizations' needs.
 

• The charity charitable organization is the buyer owner and the beneficiary of the insurance policy.
• The donor (the insured person) pays the premiums.
• The premiums' payment, represent a donation and, as such, result in interesting tax savings. Comes with a tax credit.
• When the insured person dies, the amount of the insurance is paid given to the charity charitable organization.
   

Issue Age
 

• 0 to 65 (Age Last)
   

Payment Method
 

• Monthly payment by direct withdrawal (no modal factor) or annual payment by check or credit card
   

Premium Payment period (PPP)
 

• Limited payments: 1, 5, 7, or 10 years (donor's choice)
   

Coverage Period
 

• Lifetime protection
   

Minimum Face Amount
 

• $5,000
   

Maximum Face Amount
 

• 50 000 $
   

Rate Bands
 

• $5,000 to $24,000
• $25,000 to $49,000      Units of 1,000$
• $50,000
   

Annual Policy Fee
 

• N/A
   

Cash Surrender Value
 

• Starting on 1 year
   

Additional Benefits
 

• "Accidental death" allowing to double the face amount
   

Legal Assistance
A direct phone service provided by a lawyer who helps you find answers to the legal concerns you may have.