Mortgage Protection

Client profile

• Homeowner, aged 25 to 45
• Outstanding mortgage
• Aware of health issues
• Cost may be an issue
• Desire to protect their home for their family
   

Defining the need
Do you have clients or prospects that either have an existing mortgage or have just purchased a home? Chances are they know about the need for "mortgage" life insurance to protect their families. But what about an equally important need... to cover the mortgage in the event of the diagnosis of a critical illness?

The Solution
Enhanced Term 10 combines T10 COI with CI advance portion

Your client has the flexibility to choose the amount of CI advance they wish (subject to the minimum and maximum amounts). They can also choose to pay off part or all of the mortgage upon receipt of the CI Payment.

Business Loan Protection

Client profile

• Business owner, aged 25 to 45
• Outstanding loan or line of credit
• Aware of health issues
• Desire to keep business operating despite unforeseen setbacks
   

Defining the need
Do you have business clients or prospects that either have an existing business loan or line of credit? Chances are they know about the need for "business loan" life insurance to protect their business. But what about an equally important need... to cover the loan in the event of the diagnosis of a critical illness?

The Solution
Enhanced Term 10 combines T10 COI with CI advance portion

Your client has the flexibility to choose the amount of CI advance they wish (subject to the minimum and maximum amounts). They can also choose to pay off part or all of the mortgage upon receipt of the CI Payment.

Family Protection

Client profile

• Breadwinner, aged 25 to 50
• Aware of health issues
• Cost is an issue
• Desire to provide for family in any eventuality
   

Defining the need
Do you have a family that you would like to protect against unforeseen circumstances? Chances are you know about the need for life insurance to protect your family. But what about an equally important need... to protect them in the event of the diagnosis of a critical illness?

The Solution
Enhanced Term 10 combines T10 COI with CI advance portion

Your client has the flexibility to choose the amount of CI advance they wish (subject to the minimum and maximum amounts). They can also choose how you wish to spend the funds upon receipt of the CI Payment.